Perodua offers a comprehensive insurance package designed to protect both the vehicle and its owner from unexpected financial burdens. These insurance benefits cater specifically to Perodua vehicles and provide coverage tailored to the needs of Perodua car owners. Below is a detailed overview of the key benefits that come with Perodua Insurance.
1. Comprehensive Vehicle Protection
a. Accident Damage Coverage
- Provides full coverage for damages incurred in an accident, ensuring the vehicle is repaired to its original condition using genuine Perodua parts.
b. Theft Protection
- In the unfortunate event of theft, Perodua Insurance offers compensation based on the current market value of the vehicle, ensuring that owners are not left at a significant financial loss.
c. Fire and Natural Disaster Coverage
- Protects the vehicle from damages caused by fire, floods, or other natural disasters, giving owners peace of mind in unpredictable situations.
2. Enhanced Personal Safety
a. Personal Accident (PA) Coverage
- Provides financial compensation for the driver and passengers in the event of accidental injury or death while traveling in the insured vehicle. This coverage ensures that medical expenses or loss of income due to injury are taken care of.
b. Medical Expenses
- Covers medical costs incurred by the driver and passengers in case of an accident, reducing the financial strain on the owner in emergency situations.
3. Convenience and Value-Added Services
a. 24/7 Roadside Assistance
- Perodua Insurance includes 24-hour roadside assistance, offering services such as towing, battery replacement, and emergency support in case of a breakdown. This ensures minimal disruption and swift assistance during unexpected vehicle failures.
b. No Claim Discount (NCD) Protection
- This benefit protects the owner’s No Claim Discount, even if a claim is made for certain minor accidents, ensuring long-term savings on premiums.
c. Coverage for Windscreen
- The policy includes coverage for windscreen damages, which is a common yet expensive repair. Owners can replace their windscreen without out-of-pocket costs if it’s damaged in an accident.
4. Additional Optional Benefits
a. Agreed Value Policy
- Ensures the insured vehicle’s value is agreed upon at the beginning of the policy, providing a higher payout compared to market value in the event of a total loss.
b. Reimbursement of Inconvenience Allowance
- Provides a daily allowance to cover transportation costs while the vehicle is being repaired, helping to reduce the impact of not having access to your car.
Conclusion
Perodua Insurance offers an extensive range of benefits that not only protect the vehicle but also prioritize the safety and convenience of its owner. With coverage options that include accident protection, theft, natural disasters, and personal injury, Perodua Insurance is designed to give owners comprehensive peace of mind. For optimal protection, always ensure your Perodua vehicle is insured with Perodua’s official insurance policy.
